Products and Services for Auto Finance

Consumer Credit File

Credit granting companies.

Displays information of consumer credit and payment activities.

Citadel

Companies concerned about fraud and require a sophisticated fraud detection and prevention solution. 

A web based, Equifax hosted enterprise fraud management solution that helps to identify high-risk or potentially fraudulent activities before it negatively impacts your business.

Corporate Data Breach Assistance

Companies that make credit decisions and are concerned about fraud.

An Equifax support solution specifically designed to address the impact of a breach and to help you recover when your data is compromised.

eIDCompare

Companies that need to verify identity in real time.

Provides real-time consumer authentication for online transactions and enables you to process transactions immediately.

eIDVerifier

Companies that need to verify identity in real time.

A sophisticated authentication process that provides greater accuracy for online applications than traditional off-line, one-on-one identity verification alternatives.

BEACON

For companies looking to identify different levels of risk in order to make sound credit decisions.
 

Evaluate a consumer’s likelihood of 90+ day delinquency within the following 24 months, thereby reducing your credit-lending risk.

Canadian Auto Risk Score (CARS)

For companies that make auto financing transactions.

An accurate predictive tool to use in decision-making with auto loan or lease applications

Equifax Risk Score

For companies looking to identify different levels of risk in order to make sound credit decisions.

Our most advanced and most accurate solution to evaluate a consumer’s likelihood of 90+ day delinquency within the following 12 months, thereby reducing your credit-lending risk.

No Hit No Score (NHNS)

For companies looking to identify different levels of risk in order to make sound credit decisions.

Gain the confidence to make informative credit-lending decisions on consumers new to the Canadian market, including 18-24 year olds and recent immigrants.