Equifax Debt Services
The Right Insights and Process
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Equifax Debt Services gives you a fuller picture of your customer and has delivered up to a 37% uplift in the predictive power of whether an account will pay in other geographies. This can enable greater accuracy in your treatment strategies. (*Analysis conducted by Equifax in geographies where debt services are offered in September 2014, across an outcome period of six months to determine if Equifax data could provide future uplift and discrimination in determining subsequent treatment of accounts.)
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Globally, Equifax has implemented collections and recoveries solutions across multiple sectors and countries for over 20 years; we are debt industry experts which means we can understand your challenges quickly. Backed by these global capabilities, Equifax Canada is equipped to create recovery solutions for the Canadian market.
We can combine your data with a broad combination of insights from data such as pre- and post- default credit, behavioural and collections activity data.
See Product >>We add additional data to the profile of your customer at every point in the process, creating dynamic, predictive models and scores which we use to continuously tailor your recovery strategies.
See Product >>We give you access to a diverse range of data sources and commercial models to deliver the right outcomes, while you maintain visibility of the process.
See Product >>We route accounts to the most appropriate agency and supply them with the relevant information they need on the consumer.
See Product >>We ensure strategies and reconciliation of payments are executed effectively with technology and workflow management, and audit to ensure performance standards are met.
See Product >>We follow international best practices for debt recovery and can use these to help benchmark your performance. On a day-to-day basis, you can access management information including exception flags all in a convenient a dashboard.
See Product >>Resources
- Advanced Credit Certification Program
- Bankruptcy Navigator Index 3.0
- Bankruptcy Navigator Index 4.0
- Business Confirm
- Business Failure Risk Score Product Sheet
- Check & Decide
- ClearPro™
- ClearPro™: An employee background screening tool.
- ClearPro™: A one-stop, always-on employee and broker background screening tool for the mortgage industry.
- ClearPro™ for Mortgage
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Product Sheets
- Advanced Credit Certification Program
- Bankruptcy Navigator Index 3.0
- Bankruptcy Navigator Index 4.0
- Business Confirm
- Business Failure Risk Score Product Sheet
- Check & Decide
- ClearPro™
- ClearPro™: An employee background screening tool.
- ClearPro™: A one-stop, always-on employee and broker background screening tool for the mortgage industry.
- ClearPro™ for Mortgage
- Collections Lifecycle Management
- Collections Suite Product Summary Sheet
- Commercial Data Attribute Service
- Commercial Delinquency Score
- Commercial Risk Scores and Indicators
- Compliance Centre
- Compliance Data Centre (CDC)
- Data Attribute Service
- Data Attribute Service (DAS) Product Sheet
- Deceased ID
- Deposit Account Insights - Improving access to credit
- Digital Identity Verification Solutions Product Sheet
- Dormant Debt Delinquency Scores
- Early-Stage Delinquency Scores
- Economic Indicators
- eIDCompare
- eID Device Check
- eIDverifier
- Equifax AgePoint
- Equifax Business Credit Report
- Equifax Business Credit Report™ Complete View
- Equifax Collections Suite Product Sheet
- Equifax CrediRisk
- Equifax Credit Health
- Equifax Dimensions
- Equifax Dimensions Plus
- Equifax Ignite Auto Insights
- Equifax Ignite Direct
- Equifax Ignite Direct Use Case Acquisition Retention
- Equifax Ignite Direct Use Case Portfolio Management
- Equifax Ignite Direct Use Case Risk Management
- Equifax Ignite Marketplace
- Equifax Keying and Linking
- Equifax Link
- Equifax Lost Sales Analysis for auto lenders
- Equifax Lost Sales Analysis for mortgage and home equity
- Equifax Recovery Scores
- Equifax Risk Capacity Index
- Equifax Risk Score
- Equifax Risk Score (ERS) 3.0
- FICO® Score 8
- FICO® Score 10 based on Equifax Data
- FICO Score based on Equifax Data
- Financial Trade Delinquency Score
- FraudIQ Manager
- Fraud Trends: Your Questions Answered
- Generic Online DAS
- Help ensure FINTRAC compliance with AML Assist
- iDecision
- Ignite Direct Product Sheet
- Income and Employment Verifications
- Industry Credit Groups
- InterConnect
- International Business Credit Report
- Investigative Reporting Services
- Keying and Linking Product Sheet
- Kount Identity Verification™
- Late-Stage Delinquency Scores
- Lost Sales Analysis Best Practice Guide
- Market Navigator Product Sheet
- Monitoring and Alerts™
- Mortgage Attrition Predictor
- Mortgage Broker Credit Report
- Mortgage Insights
- Neighbourhood View™ Product Sheet
- North American Link
- Online Gold Portfolio Management
- Online Triggers
- Paperless Pay
- Payment Dimensions Plus
- Portfolio Insights and Economic Indicators
- Portfolio Insights™: Your Performance in Clear View
- PPSA Connect
- Profile Express™
- Property Dimensions™
- QuickMatch
- Record of Employement (ROE) Management
- Risk Capacity Index Tip Sheet
- SafeScan
- Score Complete
- Score Statistical
- Share of Wallet Analysis™ for lenders
- Tax Slip Management
- Trended Data Powers Payment Dimensions Plus
- Trended Risk Predictor
- Unsecured Debt Services
Videos
- Advanced Credit Certification Program
- BillMarket
- BillMarket for Suppliers
- Business Confirm
- Credit File Essentials
- DataFabric
- Data in its Most Powerful Form
- eID by Equifax
- Employer Services
- Equifax Business Credit Report
- Equifax Dimensions
- Equifax Payment Dimensions Plus™
- Equifax Risk Capacity Index
- FraudIQ ManagerTM
- H1 2022 Fraud trends and economic insights webinar replay
- H1 2023 Fraud Trends and Insights Webinar
- H2 2022 Fraud trends and economic insights webinar replay
- Identify your best customers with Equifax insights
- Income and Employment Verifications
- Innovation for Tomorrow’s Insights
- Introducing ClearPro™: An employee background screening tool.
- Mortgage Insights Webinar Replay June 2021
- Portfolio Insights Demo Video
- Q1 2022 Consumer Credit Trends and Economic Outlook Webinar
- Q1 2022 Quarterly Market Pulse Small Business Trends and Insights Webinar Replay
- Q1 2023 Business Trends and Insights Webinar Replay
- Q1 2023 Consumer Credit Trends & Economic Insights Webinar Replay
- Q2 2021 Consumer Trends and Economic Insights Webinar Replay
- Q2 2021 Fraud Trends and Insights Webinar Replay
- Q2 2021 Small Business Trends and Insights Webinar Replay
- Q2 2022 Small Business Trends and Insights Webinar Replay
- Q2 2023 Business Trends and Insights Webinar Replay
- Q2 2023 Consumer Credit Trends & Economic Insights Webinar Replay
- Q3 2022 Consumer Credit Trends and Economic Outlook Webinar Replay
- Q3 2022 Small Business Trends and Insights Webinar Replay
- Q4 2021 Quarterly Market Pulse Consumer Credit Trends and Insights Webinar Replay
- Q4 2021 Quarterly Market Pulse Fraud Trends and Insights Webinar Replay
- Q4 2021 Quarterly Market Pulse Small Business Credit Trends and Insights Webinar Replay
- Q4 2022 Business Trends and Insights Webinar Replay
- Q4 2022 Quarterly Market Pulse Consumer Credit Trends and Insights Webinar Replay
- Uncover Hidden Insights with Commercial Risk Scores
- Winning with SBB data
- 5 steps to help improve customer lifecycle management
- 6 Benefits Lost Sales Insights Can Bring to Your Business
- Credit Card Spending Ramps Up as Inflation Soars
- Equifax Share of Wallet
- Financial Literacy Month 2021 Infographic
- Financial Stress Forcing More Businesses to Lean on Lines of Credit and Credit Cards
- Finding the Fraudster Infographic
- Focus your efforts on the right accounts
- Fraud Rates Remain Low as Credit Demand Reaches Pre-pandemic Levels
- Gen Z Less Concerned About Fraud and Identity Theft
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Infographics
- 5 steps to help improve customer lifecycle management
- 6 Benefits Lost Sales Insights Can Bring to Your Business
- Credit Card Spending Ramps Up as Inflation Soars
- Equifax Share of Wallet
- Financial Literacy Month 2021 Infographic
- Financial Stress Forcing More Businesses to Lean on Lines of Credit and Credit Cards
- Finding the Fraudster Infographic
- Focus your efforts on the right accounts
- Fraud Rates Remain Low as Credit Demand Reaches Pre-pandemic Levels
- Gen Z Less Concerned About Fraud and Identity Theft
- H1 2023 Fraud Trends and Insights Webinar Infographic
- H2 2022 | Equifax Canada Market Pulse Fraud Trends
- How to Spot Identity Fraud Before It Happens
- How to Spot Identity Fraud Before It Happens
- Insights from Equifax Canada’s Survey
- Know Your Frauds Infographic
- New Business Openings Grow Despite Continued Early Signs of Financial Stress
- Open Banking in Canada
- Payment Delinquencies Increase, Credit Card Demand and Balances are Rising
- Q1 2021 Credit Card Trends Infographic
- Q1 2021 Mortgage Trends Infographic
- Q2 2021 Fraud Trends & Insights Infographic
- Q2 2021 Fraud Trends Report Infographic
- Q2 2022 Quarterly Market Pulse Consumer Credit Trends
- Q2 Consumer Credit Trends and Insights Infographic
- Q3 2021 Consumer Credit Trends Infographic
- Q3 2021 Small Business Trends Infographic
- Q4 2020 Consumer Credit Trends Infographic
- Q4 2020 Fraud Trends
- Q4 2021 Small Business Trends Infographic
- Seven Capabilities That Deliver The Right Outcomes
- Share of Wallet Analysis™
- Small Business Month Survey 2021 Infographic
- Total Consumer Debt Continues to Grow
- Are Canadians ready for higher mortgage interest rates?
- Are you building an agile customer affordability assessment strategy?
- Cultivate the Gold Through Technology Innovation
- Data Analytics
- How to Assess the Credit Risk of New Immigrants
- Immigrant Credit Visibility: Access to credit over time in Canada
- Insights through data fuels auto loan company’s success
- More Caution Than Crisis?
- Open Banking White Paper
- Proactive Fraud Management
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White Papers
- 2020 Security Annual Report
- 2021 Security Annual Report
- 2021 Security Annual Report Executive Summary
- 2021 Small Business Month Survey Report
- Aligning Sales, Credit and Collections for Maximum Efficiency and Speed to Revenue
- As the Impact Of High Interest Rates Takes Hold, Growth in Consumer Spending Slows and Financial Stress Rises
- Auto Financing Credit Trends Q12016
- Bring data and decision-makers together
- Businesses Lean on Revolving Credit Amidst Rising Financial Stress
- Business Transformation FAQs
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Reports
- 2020 Security Annual Report
- 2021 Security Annual Report
- 2021 Security Annual Report Executive Summary
- 2021 Small Business Month Survey Report
- Aligning Sales, Credit and Collections for Maximum Efficiency and Speed to Revenue
- As the Impact Of High Interest Rates Takes Hold, Growth in Consumer Spending Slows and Financial Stress Rises
- Auto Financing Credit Trends Q12016
- Bring data and decision-makers together
- Businesses Lean on Revolving Credit Amidst Rising Financial Stress
- Business Transformation FAQs
- Business Transformation Pocket Guide
- Consumer Credit Report User Guide
- Credit Card Spending Ramps Up as Inflation Soars
- Decision Solutions Consulting Group
- Economic Headwinds Impacting Debt Levels and Credit Payment Behaviour
- Enhanced Broker Credit Report User Guide
- Equifax Business Credit Report Product Compare
- Equifax Business Credit Report User Guide 2.1
- Equifax Canada: Canadians fighting back against fraud and identity theft
- Equifax Debt Services
- Equifax Risk Score Handbook
- Equifax’s Marketing Solutions Suite
- Financial Stress Mounts, Credit Card Demand and Debt Rise
- Fraud is Down as Credit Demand Recovers
- Fraud rates spike in tough economic climate
- Fraud Solutions Brochure
- Gen Z less concerned about fraud and identity theft according to Equifax Canada survey
- High Cost of Living and Credit Demand Could Lead to Higher Probability of Fraud
- Increased Demand for Credit Continues and Delinquency Rates Rise as Some Consumers Struggle with Affordability
- Payment Delinquencies Increase, Credit Card Demand and Balances are Rising
- Property Dimensions™ Attributes Guide
- Q2 2021 Fraud Report and Trends Presentation
- Q2 2021 Fraud Trends & Insights Report
- Q2 2021 Small Business Quarterly Trends Report
- Q2 2023 | Equifax Canada Market Pulse Quarterly Business Credit Trends
- Q3 2021 Consumer Credit Trends Presentation
- Q3 2021 Consumer Credit Trends Report
- Q3 2021 Small Business Credit Trends Presentation
- Q3 2021 Small Business Credit Trends Report
- Sample Business Credit Report
- Score Complete Handbook
- Selling to SMBs
- Significant Drop in New Mortgages, Consumers Leaning More on Credit Cards
- Small Business Growth Surpasses pre-pandemic levels
- Small Business Month Survey 2022
- Understand & Predict Consumer Behavior With Trended Data Solutions
- Uptick in Fraud Across Automotive, Credit Card and Mortgage Sectors
Equifax Debt Services aligns customer insights and activity in an innovative, streamlined process throughout the full debt recovery lifecycle from origination to pre-collection, to recoveries and through to debt sale. Gain deeper knowledge of your customers, inform your decisions and advance your performance.