Risk management involves moving and evolving pieces. Capturing changes and adjusting strategies accordingly is challenging. Miss one and you risk mismeasurement or over extension of credit.
Help manage your risk and overall consumer debt potential with the Equifax Risk Capacity Index™. This first-of-its-kind, logic-based tool gives you a better understanding of your customer’s monthly credit capacity. It utilizes 12 months of trended payment history from credit cards, installment loans, revolving lines, and mortgages to determine a customer’s ability to manage current and future credit.
Gain the insight you need to make better, more well informed decisions regarding extending credit without compromising on existing credit performance. Our advanced data also helps you drive growth in key areas
Our innovative analytical tool can help you manage your portfolio risks while supporting responsible lending practices.