Can I temporarily unlock (suspend) for a specific amount of time?
If you have locked your Equifax credit report, you will have the option to temporarily unlock (suspend) for a short period of time (days, weeks, or months), after which the lock will reactivate. This suspension allows you to temporarily grant access to your report if you know you will be applying for new credit.
If you’re applying for a new cell phone, credit card, or increased line of credit, suspending your lock for a short period of time should be enough. If you’re buying a new car or home and applying for financing, the process could take a few weeks or longer. This may also be the case for mortgage renewals. Talk to your lending agent to find out how long their process is expected to take and set the time frame on your suspension accordingly.