Product
CreditForecast Canada
Help Improve Business Performance and Risk Management with Proven Economic and Credit Insights
How Economic Conditions Affect Consumer Credit

CreditForecastTM Canada is a joint product of Equifax Canada and Moody’s Analytics which provides forward-looking insights into how economic conditions affect Canadian consumer credit behaviour. CreditForecast Canada combines the comprehensive strength of Equifax Canada’s consumer credit data with Moody’s Analytics economic modelling and forecasting expertise. 

Through this unique service, lenders can significantly enhance their understanding of consumer credit conditions to improve business performance and risk management. 

 

 

 

CreditForecast is a trademark of Moody's Analytics, Inc. All rights reserved.

 

Key Benefits

  • Enhance your understanding of consumer credit conditions to improve business performance and risk management.

  • Stay competitive and shape strategic decisions with historical and forecasted economic and credit data.

  • Obtain insights on how regional economic conditions impact consumer behaviour.

  • Identify potential risks by score band, geography, product category and other key metrics.

  • Evaluate origination opportunities through forecasts of markets and borrower segments.

  • Inform strategic decisions and validate assumptions based on current and expected industry trends.

  • Benchmark your portfolio’s performance against the market or subgroups based on different cohorts.

Fortify your market position and increase your overall performance using
  • Coverage of auto, credit cards, residential and personal loans products Performance forecasts by origination credit scores, vintage, geography and institution type
  • New volume forecasts
  • Geographies: national, provincial and census metropolitan area (CMA)
  • Monthly data updates and quarterly forecast updates
  • Scenario-conditioned projections with associated narratives


By linking credit performance and origination quality metrics with underlying local economic drivers, CreditForecast Canada offers granular insights and forecasts of performance, volume and quality under baseline and alternative economic scenarios. 

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