Credit Reports

Learn how your financial behaviour impacts your credit, and what's included on your credit reports.

[Video] How to Dispute Information on Your Credit Report

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Unscoreable: What Does It Mean to See Unscoreable on Your Credit Report

Not sure why your credit score is showing zero? Learn more about why this may be happening and how your score is calculated by reporting agencies.

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[Video] What is a Credit Bureau?

Do the major credit bureaus make lending decisions? Where do they get their information? Find answers to your questions about credit bureaus.

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[Video] What Information Is in a Credit Report?

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How Long Does Information Stay on My Equifax Credit Report?

It's one of the most frequently asked questions regarding credit reports. How long does positive -- and negative -- information remain?

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Who Can Access My Equifax Credit Report?

Learn more about which companies can legally access your Equifax credit report.

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How Do I Get My Free Credit Report?

Learn how to get a free copy of your credit report from Equifax Canada.

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Understanding Hard Inquiries on Your Credit Reports

Shopping for a loan involves many steps and, potentially, multiple credit checks. Understand how hard inquiries are generated on your credit reports.

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What is a credit lock?

A credit lock can help residents of Quebec by restricting access to their credit report.
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What is a Credit Report?

A credit report is a summary of your credit history. Learn how can it help, or hurt, your financial future.
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What is a Charge-Off?

What does a "charge-off" on your credit reports mean -- and what are your options if one of your accounts is charged off?

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COVID + Credit: How to Spot a Deferred Payment on Your Credit Report

In response to COVID-19, you may have been approved for a deferred payment arrangement with your lenders. To learn how to spot these on your credit report, read more here.

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