Credit Lock
What is a credit lock?
How can I lock or unlock my credit report?
Can I temporarily unlock (suspend) for a specific amount of time?
I want to apply for credit, how long should I temporarily unlock (suspend) my lock for?
I just applied for a mortgage or am going to apply for a mortgage. How long should I temporarily unlock (suspend) my credit lock for?
How does a credit lock prevent new credit accounts from being opened in my name?
What is the difference between a fraud alert and a credit lock?
Who can place a credit lock on my credit report?
Is there a charge to lock or unlock my credit report?
I locked my credit report while living in Quebec. I’ve moved to a different part of the country. What happens now?
I’m a resident of Quebec but living outside of the province temporarily. Can I lock my credit report?
I’m not a resident of Quebec. Can I lock my credit report?
Why is the ability to lock credit reports only available to residents of Quebec?
What if I have addresses inside and outside of Quebec?
How quickly does the credit lock take effect?
My credit report is locked. Why did I get a pre-approved credit offer?
I am applying for a new job or volunteer position. Do I need to unlock my credit report?
I am applying for an apartment and/or insurance. Do I need to unlock my credit report?
I am applying for social services. Do I need to unlock my credit report?
I locked my credit report but I see a new entry in the hard inquiry section. What does this mean?
Will locking my credit report affect my credit scores?
Will my credit report keep getting updated if it is locked?
Can collection agencies still contact me if my credit is locked?
Will locking or unlocking my Equifax credit report also affect my TransUnion credit report?