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¹ The credit score provided under the offers described herein a proprietary credit model developed by Equifax Canada and provided to you via the myEquifax platform by Equifax Canada in coordination with its affiliate, Equifax Consumer Services LLC, a U.S. company and your data will be stored in the United States. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties may use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit report, such as your income. You can also receive your Equifax Credit Score, for a fee, directly from Equifax Canada in person at one of our consumer centres or by mail.

² Under certain circumstances, access to your Equifax credit report may not be available. If a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made. The Equifax Canada credit report provided under the offers described herein does not include the payment profile tables which are contained within your free Equifax Canada consumer credit report. A payment profile table lists your historical monthly payments and balances for a particular account, spanning a period of up to 25 months. Keep in mind that lenders and other third parties may take into consideration information derived from payment profile tables when evaluating your creditworthiness. To access your free Equifax Canada consumer credit report, disclosure, please visit www.equifax.ca and click on Get my free credit report.

³ Identity theft insurance is underwritten by American Bankers Insurance Company of Florida or its affiliates. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.

⁴ We will require you to provide payment information when you sign up, and we will immediately charge your card $3.95. After that, we will charge the card $19.95 each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds. Only one discounted product is available in a 180-day period.