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Empower Yourself with Credit Education

  • Understand credit scores & reports
  • Learn how to help protect your identity
  • Learn how to navigate your credit in a global pandemic

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Equifax Consumer Services LLC (“ECS”) is a company based in the United States. ECS securely collects and stores your credit report from Equifax Canada and uses it to provide your product. Click here to learn more.

  1. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

  2. The credit score provided under the offers described herein is the Equifax Credit Score, which is a proprietary credit model developed by Equifax Canada and provided to you as a part of the product(s) offered by Equifax Consumer Services LLC (“ECS”), a U.S. company. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties may use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit report, such as your income. You can also receive your Equifax Credit Score, for a fee, directly from Equifax Canada in person at one of our consumer centres or by mail.

  3. Identity theft insurance is underwritten by American Bankers Insurance Company of Florida or its affiliates. For residents of Quebec, this feature is not available for new product purchases. However, if you are a resident of Quebec and are redeeming a code, this feature will be included in your Product. The description herein is a summary and intended for information purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage.

Certain conditions, exclusions and limitations apply to all products, for details please refer to the Terms of Use and your product documentation.