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Watching your credit file for unexpected changes is one of the best ways to spot early signs of identity theft or fraud, but sometimes that's not enough. Learn More

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MONITOR YOUR CREDIT
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HELP PROTECT YOUR IDENTITY

Empower Yourself with Credit Education

  • Understand credit scores & reports
  • Learn how to help protect your identity
  • Learn how to navigate your credit in a global pandemic

Question IconDidn't find what you need? Check out our Frequently Asked Questions.

Equifax Consumer Services LLC (“ECS”) is a company based in the United States. ECS securely collects and stores your credit report from Equifax Canada and uses it to provide your product. Click here to learn more.

  1. We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.

  2. You don’t just have one credit score. There are many different credit scores provided by different companies that are used to help predict how likely you are to pay your bills on time. The Equifax credit score provided under the offers described herein a proprietary credit model developed by Equifax Canada and provided to you via the myEquifax platform by Equifax Consumers Services LLC (“ECS”), a U.S. company. While this score is similar to scores usually communicated to lenders who request it, it is being provided to you for your own educational use. Please keep in mind third parties may use a different score when evaluating your creditworthiness and will consider items other than your credit score, such as information on your credit file and information you provide in your application for credit. You can also receive this Equifax credit score by mail, by phone or in person directly from Equifax Canada.

  3. Identity theft insurance is underwritten by American Bankers Insurance Company of Florida or its affiliates. For residents of Quebec, this feature is not available for new product purchases. However, if you are a resident of Quebec and are redeeming a code, this feature will be included in your Product. The description herein is a summary and intended for information purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage.

Certain conditions, exclusions and limitations apply to all products, for details please refer to the Terms of Use and your product documentation.