Credit Reports Education

Learn what goes into your credit report and how your financial behaviour may impact you and your credit.

Getting Married? 5 Things You Need To Know About Credit Before Tying The Knot

Getting engaged is an exciting and wonderful time. While you’re planning your wedding, it’s also a good time to start planning your future together. Understanding how credit scores and reports work can help you make big financial decisions.

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Do you know your credit facts?

Most Canadians get these 6 credit facts wrong. Understanding more about credit reports and scores can help you start living a better financial future.

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Worried about your finances? Find out what Canadians are doing to save money as costs soar

Our survey found Canadians are less positive about their economic outlook in 2022 than in 2021. From clipping coupons to moving in with family, they told us how they’re saving money.

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Unscoreable: What Does It Mean to See Unscoreable on Your Credit Report

Not sure why your credit score is showing zero? Learn more about why this may be happening and how your score is calculated by reporting agencies.

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COVID + Credit: How to Spot a Deferred Payment on Your Credit Report

In response to COVID-19, you may have been approved for a deferred payment arrangement with your lenders. To learn how to spot these on your credit report, read more here.

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Managing Credit Accounts and Finances for a Loved One

As people age, they may find themselves needing help managing finances and credit accounts. Here are some steps you may want to consider if you are helping assume responsibility for a parent or loved one's finances.

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What is a Charge-Off?

What does a "charge-off" on your credit reports mean -- and what are your options if one of your accounts is charged off?

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What is a credit lock?

A credit lock can help residents of Quebec by restricting access to their credit report.

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Divorce, Debt and Credit

How could divorcing impact your credit reports and credit scores? Here are some things to keep in mind.

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Getting a Credit Card: 4 Things for Young Adults to Know

Considering whether to get your first credit card? Here are 4 things for young adults to keep in mind before they start applying.

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Myths vs. Facts: Marriage and Credit

Getting married means merging your lives – and may also mean merging your finances. But there are some misconceptions about tying the knot and how it may impact credit reports and credit scores – or not. 

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Establishing Credit When You Don't Have Credit History

It’s a situation many young adults face when they’re just starting out – how to establish credit when you don’t have a credit history.

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Credit Counselling: Your Questions Answered

If you're struggling with debt, credit counselling may be an option you could consider. But what can credit counselling do -- and not do -- for you?

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Credit Steps to Take After a Relative's Death

Credit and finances likely aren't top of mind after a relative's death. But it's important to know some credit steps to take if you are handling the person's estate.

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How Long Does Information Stay on My Equifax Credit Report?

It's one of the most frequently asked questions regarding credit reports. How long does positive -- and negative -- information remain?

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Teaching Children About Credit and Savings

You can begin teaching kids about credit and savings at an early age. As they get older, it may help them avoid some common credit mistakes that occur in early adulthood.

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Who Can Access My Equifax Credit Report?

Learn more about which companies can legally access your Equifax credit report.

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How Do I Get My Free Credit Report?

Learn how to get a free copy of your credit report from Equifax Canada.

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