I am applying for an apartment and/or insurance. Do I need to unlock my credit report?
No. The Equifax credit lock applies when the request for your information may result in new or additional credit obligations being established in your name. If the request for your Equifax credit report is unrelated to new or additional credit obligations, it will continue to be delivered to third parties in compliance with applicable legislation, even if your credit lock is activated. This includes when your Equifax credit report is requested by insurers, employers, landlords, debt collectors, and fraud investigators.