The credit score provided under the offers described herein is the Equifax Credit Score, which is a proprietary credit model developed by Equifax Canada and provided to you as a part of the product(s) offered by Equifax Consumer Services LLC (“ECS”), a U.S. company. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties may use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit report, such as your income. You can also receive your Equifax Credit Score, for a fee, directly from Equifax Canada in person at one of our consumer centres or by mail.
The Equifax Canada credit report provided under the offers described herein does not include the payment profile tables which are contained within your free Equifax Canada consumer credit report. A payment profile table lists your historical monthly payments and balances for a particular account, spanning a period of up to 25 months. Keep in mind that lenders and other third parties may take into consideration information derived from payment profile tables when evaluating your creditworthiness. To access your free Equifax Canada consumer credit report, disclosure, please visit www.equifax.ca and click on Get my free credit report.
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