By inviting an additional adult to use the product, you agree that person has given consent to share his or her email address and receive electronic emails from Equifax. When the added adult is removed from your product, it will take effect immediately.
The credit score provided under the offers described herein use the Equifax Credit Score, which is a proprietary credit model developed by Equifax. The Equifax Credit Score is intended for your own educational use. It is also commercially available to third parties along with numerous other credit scores and models in the marketplace. Please keep in mind third parties may use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income.
We will require you to provide your payment information when you sign up. We will immediately charge your card the price stated and will charge the card the price stated for each month you continue your subscription. You may cancel at any time; however, we do not provide partial month refunds.
The Equifax credit report provided under the offers described herein does not include the payment profile tables which are contained within your free Equifax consumer disclosure. A payment profile table lists your historical monthly payments and balances for a particular account, spanning a period of up to 25 months. Keep in mind that lenders and other third parties may take into consideration information derived from payment profile tables when evaluating your creditworthiness. To access your free Equifax consumer disclosure, please visit Get my free credit report. Under certain circumstances, access to your Equifax Credit Report may not be available as certain consumer credit files maintained by Equifax contain credit histories, multiple trade accounts, and/or an extraordinary number of inquiries of a nature that prevents or delays the delivery of your Equifax Credit Report. If a remedy for the failure is not available, the product subscription will be cancelled and a full refund will be made.
Internet Scanning will scan for your Social Insurance number (if you choose to), up to 5 bank account numbers, up to 6 credit/debit card numbers that you provide. Thousands of Internet websites where consumers' personal information is suspected of being bought and sold are scanned. Although new websites are regularly added to the search, the Internet addresses of these suspected Internet trading websites are not published and frequently change, so there is no guarantee that we are able to locate and search every possible Internet website where consumers' personal information is at risk of being traded.
Alerts are not automatically shared. You may choose to share your alerts with the added adult or turn sharing off at any time.
Identity theft insurance is underwritten by American Bankers Insurance Company of Florida or its affiliates. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions and exclusions of coverage. Coverage may not be available in all jurisdictions.