Financial Trade Delinquency Score

Help accelerate credit decisions with small business banking insights

Product Overview

What if you had the predictive power to help make better business decisions?

Our Financial Trade Delinquency Score (FTDS) uses small business banking and payment performance data to predict the likelihood that a company will pay its financial trade accounts in a severely delinquent (90 days or more past due) manner within the next 12 months.

In addition to financial institution data, FTDS provides access to:

  • Industry trade payment performance

  • Public record data (suits, liens, or judgments)

  • Inquiry data

  • Firmographic data

This information can help you:

  • Streamline and automate labour-intensive manual review processes, saving you time and money

  • Improve credit origination decisions

  • Accelerate the approval process of new accounts in an unbiased manner

  • Integrate with existing operating systems for use in account acquisition and account management

Minimize risk by reducing the number of clients that may have previously been declined, and reduce the number of high-risk clients that may have previously been approved, with the Financial Trade Delinquency Score.


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