Credit Reports Education

Learn what goes into your credit report and how your financial behaviour may impact you and your credit.

Divorce, Debt and Credit

How could divorcing impact your credit reports and credit scores? Here are some things to keep in mind.

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Getting a Credit Card: 4 Things for Young Adults to Know

Considering whether to get your first credit card? Here are 4 things for young adults to keep in mind before they start applying.

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Myths vs. Facts: Marriage and Credit

Getting married means merging your lives – and may also mean merging your finances. But there are some misconceptions about tying the knot and how it may impact credit reports and credit scores – or not. 

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Establishing Credit When You Don't Have Credit History

It’s a situation many young adults face when they’re just starting out – how to establish credit when you don’t have a credit history.

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Credit Counselling: Your Questions Answered

If you're struggling with debt, credit counselling may be an option you could consider. But what can credit counselling do -- and not do -- for you?

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Credit Steps to Take After a Relative's Death

Credit and finances likely aren't top of mind after a relative's death. But it's important to know some credit steps to take if you are handling the person's estate.

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How Long Does Information Stay on My Equifax Credit Report?

It's one of the most frequently asked questions regarding credit reports. How long does positive -- and negative -- information remain?

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Teaching Children About Credit and Savings

You can begin teaching kids about credit and savings at an early age. As they get older, it may help them avoid some common credit mistakes that occur in early adulthood.

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Who Can Access My Credit Report?

Learn more about which individuals, businesses, and organizations can legally access your credit report.

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How Do I Get My Free Credit Report?

Learn how to get a free copy of your credit report from Equifax Canada.

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Understanding Hard Inquiries on Your Credit Report

Shopping for a loan involves many steps and, potentially, multiple credit checks. Understand how hard inquiries are generated on your credit report.

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What is a Credit Bureau?

Do the major credit bureaus make lending decisions? Where do they get their information? Find answers to your questions about credit bureaus.

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